Updated for 2025 • SelfEmployedDocs Self-Employed Gross vs Net Income Explained (Fast Guide) If you’re self-employed, people constantly ask for your “income.” The problem is, nobody ever explains what they actually mean. Do they want gross income? Do they want net income? Or just whatever number makes their form happy? Here’s the deal: for self-employed … Read more
Updated for 2025 • SelfEmployedDocs How to Verify Self-Employment Income (Fastest Accepted Methods) If you’re self-employed, proving your income can feel like a giant pain. Banks and landlords want pay stubs. Car dealerships want “income verification.” And every application seems to demand something different. Here’s the good news: You absolutely can verify your self-employment income … Read more
Updated for 2025 • SelfEmployedDocs How to Create Your Own Pay Stub as a Self-Employed Worker (Step-by-Step) If you’re self-employed, you’ve probably run into this problem before: Someone asks for a pay stub… but you don’t have one. Apartments, car dealerships, banks, and even some utility companies want “proof of income.” Traditional employees get pay … Read more
Updated for 2025 • SelfEmployedDocs Does Self-Employment Count as a Job? (What Lenders Actually Accept) Here’s something a lot of people don’t realize: Yes — self-employment 100% counts as a job. You don’t need a boss, a W-2, or an HR department to be considered employed. If you earn money consistently, you’re employed — period. … Read more
Updated for 2025 • SelfEmployedDocs How to Prove Self-Employment Income for a Car Loan (2025 Guide) Trying to buy a car while self-employed? You’re not alone. Dealerships approve self-employed buyers every single day — but only if your income paperwork looks solid. The problem is simple: You don’t have a traditional employer You don’t have … Read more
Updated for 2025 • SelfEmployedDocs How to Prove Self-Employment Income for an Apartment (2025 Guide) Renting an apartment while self-employed is stressful. Landlords want proof of income… but you don’t have pay stubs, HR letters, or traditional payroll paperwork. The good news? You can absolutely rent an apartment while self-employed — even without tax returns … Read more
Updated for 2025 • SelfEmployedDocs How Many Months of Bank Statements Do You Need for Proof of Income? (2025 Guide) If you’re applying for an apartment, car loan, personal loan, or anything that involves a credit check, someone is going to ask for your bank statements. And the first question people ask is: “How many … Read more
Updated for 2025 • SelfEmployedDocs How to Calculate Self-Employed Income (Simple 2025 Method) Calculating your self-employed income shouldn’t feel like doing your taxes in the dark. Whether you drive for DoorDash, run a small side business, do freelance work, or get paid cash, the math is simpler than you think. This guide breaks it down … Read more
Updated for 2025 • SelfEmployedDocs How to Make a Self-Employed Pay Stub (2025 Step-By-Step Guide) If you’re self-employed, you don’t get a W-2 or employer-issued pay stubs. But lenders, landlords, and government programs still expect to see one. That’s why millions of gig workers, contractors, and freelancers create their own pay stubs — and yes, … Read more
Updated for 2025 • SelfEmployedDocs Self-Employed Income Verification (Complete 2025 Guide) Being self-employed is great until someone says the words, “We just need to verify your income.” Then it feels like the whole system was built for W-2 employees and you’re the exception they don’t know what to do with. The good news: you can … Read more