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How Many Months of Bank Statements Do You Need for Proof of Income? (2025 Guide)

Updated for 2025 • SelfEmployedDocs How Many Months of Bank Statements Do You Need for Proof of Income? (2025 Guide) If you’re applying for an apartment, car loan, personal loan, or anything that involves a credit check, someone is going to ask for your bank statements. And the first question people ask is: “How many … Read more

Proof of Income for Gig Workers (2025 Guide)

Updated for 2025 • SelfEmployedDocs Proof of Income for Gig Workers (2025 Guide) If you’re driving for DoorDash, running Instacart orders, delivering for Uber Eats, walking dogs on Rover, or doing random jobs on TaskRabbit, one thing never changes: Someone is eventually going to ask you for proof of income. And gig apps don’t give … Read more

How to Calculate Self-Employed Income (Simple 2025 Method)

Updated for 2025 • SelfEmployedDocs How to Calculate Self-Employed Income (Simple 2025 Method) Calculating your self-employed income shouldn’t feel like doing your taxes in the dark. Whether you drive for DoorDash, run a small side business, do freelance work, or get paid cash, the math is simpler than you think. This guide breaks it down … Read more

How to Make a Self-Employed Pay Stub (2025 Step-By-Step Guide)

Updated for 2025 • SelfEmployedDocs How to Make a Self-Employed Pay Stub (2025 Step-By-Step Guide) If you’re self-employed, you don’t get a W-2 or employer-issued pay stubs. But lenders, landlords, and government programs still expect to see one. That’s why millions of gig workers, contractors, and freelancers create their own pay stubs — and yes, … Read more

How to Show Proof of Income Without Bank Statements (2025 Guide)

Updated for 2025 • SelfEmployedDocs How to Show Proof of Income Without Bank Statements (2025 Guide) Not everyone has clean, organized, or consistent bank statements. Maybe you get paid in cash. Maybe you’re between accounts. Maybe most of your income comes through apps or clients instead of a regular deposit schedule. Here’s the good news: … Read more

How to Show Income If You’re Paid Under the Table (Legal Ways Only)

Updated for 2025 • SelfEmployedDocs How to Show Income If You’re Paid Under the Table (Legal Ways Only) Millions of people in the U.S. get paid “under the table” — which usually just means paid in cash. House cleaners, mechanics, barbers, servers, babysitters, movers, yard workers, and tradespeople all earn cash regularly. But when it’s … Read more

Self-Employed Income Letter (Full Template + How to Use It)

Updated for 2025 • SelfEmployedDocs Self-Employed Income Letter (Full Template + How to Use It) If you’re self-employed, you don’t get a W-2 or employer-generated pay stubs. So when someone asks you to “prove your income,” you’re stuck writing your own income letter. And if you don’t know what to say, it can feel awkward … Read more

Bank Statements as Proof of Income (Self-Employed Guide 2025)

Updated for 2025 • SelfEmployedDocs Bank Statements as Proof of Income (Self-Employed Guide 2025) When you’re self-employed, bank statements often become your first line of defense for proving your income. They show what W-2 pay stubs don’t: real money hitting your account, in real time. And for many lenders, landlords, and agencies, that’s more important … Read more

Self-Employed Income Verification (Complete 2025 Guide)

Updated for 2025 • SelfEmployedDocs Self-Employed Income Verification (Complete 2025 Guide) Being self-employed is great until someone says the words, “We just need to verify your income.” Then it feels like the whole system was built for W-2 employees and you’re the exception they don’t know what to do with. The good news: you can … Read more