admin Updated for 2025 • SelfEmployedDocs How to Create Your Own Pay Stub as a Self-Employed Worker (Step-by-Step) If you’re self-employed, you’ve probably run into this problem before: Someone asks for a pay stub… but you don’t have one. Apartments, car dealerships, banks, and even some utility companies want “proof of income.” Traditional employees get pay … Read more
Updated for 2025 • SelfEmployedDocs Does Self-Employment Count as a Job? (What Lenders Actually Accept) Here’s something a lot of people don’t realize: Yes — self-employment 100% counts as a job. You don’t need a boss, a W-2, or an HR department to be considered employed. If you earn money consistently, you’re employed — period. … Read more
Updated for 2025 • SelfEmployedDocs How to Prove Self-Employment Income for a Car Loan (2025 Guide) Trying to buy a car while self-employed? You’re not alone. Dealerships approve self-employed buyers every single day — but only if your income paperwork looks solid. The problem is simple: You don’t have a traditional employer You don’t have … Read more
Updated for 2025 • SelfEmployedDocs How to Prove Self-Employment Income for an Apartment (2025 Guide) Renting an apartment while self-employed is stressful. Landlords want proof of income… but you don’t have pay stubs, HR letters, or traditional payroll paperwork. The good news? You can absolutely rent an apartment while self-employed — even without tax returns … Read more
Updated for 2025 • SelfEmployedDocs How to Prove Income If You’re Newly Self-Employed (No History Yet) Becoming self-employed is exciting… until someone asks you to prove your income. Apartments, car dealerships, lenders, and even phone companies want “income verification.” But here’s the problem: You just started. You have no tax returns. You don’t have a … Read more
Updated for 2025 • SelfEmployedDocs How to Prove Self-Employment Income Without Tax Returns (2025 Guide) Here’s the situation: you’re self-employed, you’re trying to rent an apartment, buy a car, or apply for a loan, and they ask for tax returns. But maybe: you filed late you haven’t filed yet your last return doesn’t reflect your … Read more
Updated for 2025 • SelfEmployedDocs Do Cash App / Venmo / Zelle Deposits Count as Income? If you get paid through Cash App, Venmo, or Zelle, you’re not alone — millions of self-employed workers use these apps every single day. But when it comes time to prove your income to a landlord, car dealership, or … Read more
Updated for 2025 • SelfEmployedDocs Self-Employed Bank Deposits: How Much Do You Need to Show? If you’re self-employed, gig working, or getting paid in mixed ways (cash, apps, invoices), you’ve probably wondered: “How much do I need to deposit into my bank for it to count as proof of income?” Here’s the good news: it’s … Read more
Updated for 2025 • SelfEmployedDocs Do You Need a Business License to Prove Self-Employment Income? If you’re applying for an apartment, loan, car financing, or anything that requires proof of income, you might wonder: “Do I need a business license to prove I’m self-employed?” The honest answer is simple — and it surprises most people. … Read more
Updated for 2025 • SelfEmployedDocs Self-Employed Profit and Loss Statement (Simple Template + How to Use It) If you’re self-employed, sooner or later someone will ask you for a profit and loss statement — usually a landlord, lender, accountant, or tax preparer. And here’s the good news: a P&L doesn’t need to be complicated. In … Read more